Guides
Financing guides, plain and honest
What to know before you borrow for your business or your property, explained calmly. No fine print and no promises.
Business line of credit: money ready when you need it
What a business line of credit is, what Lexington Capital's partner banks look for, and how to get ready, explained plainly.
Working capital: when the business needs breathing room
What working capital is, what it takes (6 months open and $100,000 a year in sales) and when it's worth it, explained honestly.
Equipment financing: grow without emptying the account
How to finance trucks, machines or tools for your business: 3- to 7-year terms and the documents you'll need, explained plainly.
SBA loans: long terms to grow at your own pace
What an SBA loan is, why the terms are long and what it takes (2 years, 650 credit, $120,000 in sales), explained plainly.
DSCR loans: the property's rent is what qualifies
How a DSCR loan for rental property works, what it takes (650 credit, 15% to 20% down) and how to check whether the rent covers it.
HELOC: your home's equity, as a line of credit
What a HELOC (home equity line of credit) is, what it takes (650 credit and available equity) and what to know before you use one.
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Financing is provided by Lexington Capital, not by Kevin or Retire With Kevin. Kevin is a referral partner of Lexington Capital, not a lender, and may receive a referral fee. Lexington Capital reviews every application and makes all credit decisions. Not every applicant is approved, and terms depend on the lender and your situation.