Frequently asked questions
What people ask before they reach out.
Is there any cost to talk with Kevin?
No. The conversation has no cost and no obligation. Kevin is paid by the insurance company only if you choose a policy.
Will I be pressured to buy something?
No. Kevin shows you the options and the numbers. Thinking it over, or deciding it's not for you, is always fine.
Do I need a medical exam?
Many final expense plans don't need a medical exam. Approval depends on your answers to a few health questions.
Can I get coverage if I have health problems?
Often, yes. Some plans are built for people with health conditions, though they may pay a limited benefit in the first two or three years. Kevin will explain the difference.
How much coverage do I need?
It depends on the service you'd want and the bills you'd like covered. Kevin helps you pick the right size, not the biggest one.
Which states do you serve?
Kevin is licensed for life insurance in New Jersey and Georgia.
Can we talk in Spanish?
Of course. Kevin speaks Spanish, and the whole family is welcome on the call.
Who answers when I call or text?
Kevin's office. It uses an automated assistant to answer quickly and set up your time with Kevin, and you can ask for Kevin at any point.
Do you help with business or real estate loans?
Yes. Kevin is a referral partner of Lexington Capital for business financing and real estate loans, including home equity lines of credit. Lexington Capital makes the lending decisions. See the financing page.
Is my information sold to anyone?
No. Your information is used only to help you. See our privacy page for details.
Ten minutes. Real answers. No pressure.
Tell us what's on your mind, and Kevin will walk you through your options with real numbers.